Here Come The Bills

It's January.  Christmas and New Year's Day are behind us, and we are all facing a new year full of endless possibilities.   I am sure there are millions of you out there who will also be facing those credit cards bills from all the Christmas shopping you did last month.  Luckily, we did all our shopping with cash.  If you didn't, you may want to look into finding a way to make those credit card bills more manageable.  I would consider Consolidating my credit cards if I had any, but I don't.   I plan on keeping it that way, too.