For the first time since we have been married, Junior and I have set a monthly budget for ourselves. We used a good bit of our tax money to pay off some loans, our van, and some other things. I wanted to get rid of as many monthly expenses as we could, so that we could afford to put more money towards rent, therefor allowing us to find a better place to live. As most of you know, we moved a few weeks ago into a cute little double wide trailer, which I love. It has three bedrooms and two full baths, and is perfect for my little family.
One of the monthly expenses we got rid of was our auto insurance payment. We were paying about $55 a month, which came out to about $660 a year. That's a good chuck of cash. Of course, if we paid for 6 months or a year at a time it would have been cheaper, but we never had the money to do that.
Until this year. Junior went in with $600, hoping he could get a deal for paying for a full year. Our hope was that we would save at least $60. I do not remember who we had our policy with last year, but Progressive beat their price for a full years coverage. When all was said and done, Junior qualified for a bunch of discounts, and he was able to get a years coverage for less than $350. I couldn't believe it! He saved over $300 by paying up front for the entire year! How crazy is that?
All I can say is that every year when we get our tax refund, we are going to pay for a years worth of auto insurance. We would be crazy not to.
2 comments:
I agree with paying for the insurance with the tax refund. One less bill to worry about :)
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That is a great idea to pay for the whole year.. well, which we didn't do, so, now we also have to pay 3 dollar a month "service" charge... yuck!
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